Not just housing, but financing that makes sense
Buying an apartment in Dvory Vysočany can be a smooth and straightforward process. We’ve designed the financing to be easy to understand, free of unnecessary steps, and with plenty of flexibility for your planning.
Reservation Fee
Reservation fee 100,000 CZK to be paid within 7 days after signing the reservation contract
Deposit
Deposit 15% of the total purchase price to be paid within 14 days after signing the Contract on the future purchase contract
Final payment
Final payment 85% of the total purchase price to be paid after the final approval (incl. reservation fee)
In cooperation with the mortgage specialist HYPOASISTENT, we’ll help you find a solution that fits your current situation and your future plans. Experienced advisors will guide you through the entire process and handle the paperwork. This way, you can focus more on choosing your home.
Buying an apartment?
No pressure.
If you arrange financing with us, you’ll get an overview of offers from all banks in one place. The mortgage can be approved now and drawn down only after the project is completed. This gives you time and certainty for your next decisions.
You can lock in the interest rate right away or later, depending on market developments and your preferences. You pay no fees for reserving financial resources or for a mortgage guarantee.
Benefits you can count on
Benefits
Project-specific interest rate discounts
Appraisal
Free property appraisal, including any updates.
No fees
No fees for loan processing or reserving financial resources.
We’ll handle everything
Long-term mortgage support even after the fixed-rate period ends.
Why go it
alone?
- Overview of offers from all banks and project terms.
- Preliminary credit assessment before signing contracts.
- Tracking deadlines—both project and bank-related.
- Complete administrative support without unnecessary hassle.
- Clear communication in Czech and English
We’ll guide you
step by step
1. Initial consultation
Together, we’ll review your budget, income, and financing options. We’ll recommend a suitable fixed-rate period.
2. Comparison of offers
We’ll prepare an overview of available options and explain their differences.
3. Approval and documentation
We’ll secure the necessary documents, appraisal, insurance, and drawdown terms. Everything will be clear and easy to understand.
4. Mortgage drawdown
We’ll keep track of deadlines, land registry entries, and any updates.
We also handle less
common situations
We also assist entrepreneurs and self-employed individuals, clients with income from abroad or from rentals, parents on parental leave, and those planning to contribute a minimum of their own funds.
Housing for Those
Coming from Abroad
Mortgages in the Czech Republic are available to citizens of other countries as well.
To qualify for a mortgage in the Czech Republic, you must have an existing connection to the country, such as:
-
Income from
the Czech RepublicIncome from the Czech Republic (even partial income from employment, business, or rental income is sufficient, which can be combined with income from your home country) -
Residence in
the Czech RepublicResidence in the Czech Republic (long-term or temporary residence with actual housing—lease agreement, property ownership, or official confirmation of accommodation) -
Spouse from
the Czech RepublicA spouse with Czech citizenship (marriage registered in the civil registry, or evidenced by a marriage certificate)
How will Dvory
become your home?
-
1. Apartment SelectionYou choose an apartment in Dvory Vysočany, and we’ll connect you with a mortgage specialist.
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2. Financing proposalWe’ll prepare a financing proposal tailored to your needs.
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3. Submitting the application to the bankWe’ll handle the application submission and all the paperwork.
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4. Paying the purchase priceOnce the project is complete, we’ll help you draw down the mortgage.
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5. Signing the purchase agreement and receiving the keysAfter signing the agreement, you’ll receive the keys to your new home.
